Balance Transfer Credit Cards

Balance transfer credit cards are designed to allow the transfer of all or a portion of the balance on high interest rate credit cards to a new low rate credit card. There is usually no charge for the balance transfer and the difference in interest rates between the cards can save a substantial amount of money.

Discover® More® Card 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent 0* 15 Mo. on purchases & balance transfers* 10.99% - 20.99% (Variable)* $0* Yes	Citi® Platinum Select® MasterCard® 0% Intro APR on balance transfers and purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based on your creditworthiness.* Extra Cash from Citi: enjoy discounts on gift cards, travel, merchandise and more Citi® Identity Theft Solutions No annual fee*   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0* 18 Mo. on balance transfers and purchases* 11.99%-21.99%* (Variable) $0* Yes
Chase Freedom® Visa - $200 Bonus Cash Back This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts Earn $200 Bonus Cash Back after you make $500 in purchases in your first 3 months 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12. You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases Up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent n/a* n/a* 15.99%-22.99%*(Variable) $0* Yes	Slate® from Chase 0% for up to 15 months - after that a variable APR as low as 11.99% - 21.99% after your 0% ends Slate with Blueprint® helps you pay down your balances faster and save on interest Transfer your higher rate balances No Annual Fee   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent 0.00* up to 15 Mo.* 11.99% - 21.99%*(Variable) $0* Yes
Iberiabank Visa® Classic Card No annual membership fee Low variable rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate. Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. Online access to credit card account information   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent 1.99 on balance transfer 6 Mo. on balance transfers 7.25%, 10.25%, or 13.25% $0* Yes	Iberiabank Visa® Select Card Introductory Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period. Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness. Low Ongoing Variable Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Online access to credit card account information Low Annual Fee of $35.00   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 or 7.50 on purchases; 12 Mo.* 7.50%, 9.50%, or 11.50% $35.00* Yes
Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back $100 cash back after $500 in purchases within the first 3 months of account opening 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness* 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories. Full 1% cash back on all other purchases and eligible cash advances. No annual fee*   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0* 12 Mo. on balance transfers and purchases* 12.99%-22.99%* (Variable) $0* Yes