Cash Back credit cards are one type of reward cards that will issue a credit or actual check to the customer at the end of a time period (usually one year). The percentage rate of the cash back earned is usually based on the amount charged to the card during the period. The more you charge, the higher the rate returned. These are excellent cards if you put a large amount of charges on the card and pay the balance every month.

Citi® Dividend Platinum Select® Visa® Card - $100 Cash Back $100 cash back after $500 in purchases within the first 3 months of account opening 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness* 5% cash back on fitness club, health care, and utilities purchases from 1/1/2012 to 3/31/2012 upon enrollment. Each quarter, you can enroll to earn additional cash back in popular categories. Full 1% cash back on all other purchases and eligible cash advances. No annual fee*   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0* 12 Mo. on balance transfers and purchases* 12.99%-22.99%* (Variable) $0* Yes	Blue Cash EverydaySM from American Express Earn a $100 cash back bonus after spending $1,000 in eligible purchases in the first 3 months of Cardmembership 0% intro APR on purchases for 12 months, flexibility to pay over time Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases No spend minimum, No enrollment, and No rotating rewards categories Get a $25 Referral Bonus for each friend or family member who is approved for the Card No annual fee, flexibility to pay over time   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0 on Purchases for 12 Mo. 17.24%-22.24% Variable $0* Yes
Discover® Motiva Card Earn Cashback Bonus® for your good credit management 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0* 15 full Mo. on Balance Transfers and Purchases* 10.99% - 20.99% (Variable)* $0* Yes	Discover® More® Card 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent 0* 15 Mo. on purchases & balance transfers* 10.99% - 20.99% (Variable)* $0* Yes
Chase Freedom® Visa - $100 Bonus Cash Back This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months 0% Intro APR for 12 months on balance transfers and 6 months on purchases 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12. You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter! Unlimited 1% Cash Back on all other purchases without limits on what you can earn and up to an additional 10% Cash Back when you shop online at select merchants through Chase No annual fee and rewards never expire   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent 0.00* 12* 11.99%-22.99%*(Variable) $0* Yes	PenFed VISA Platinum Gas/Cash Rewards Card 13.99% APR - Lower than most rewards cards Earn 5.00% cash back from gas purchases paid at the pump* Earn 1.00% cash back from all purchases** you make with the card during each billing cycle Up to $50,000 limit No Annual Fee Cash Rewards credited each month No special restrictions to earn your cash rewards You must be a Pentagon Federal Credit Union member to apply. Not a member? It's easy to join.   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Good 4.99-6.99 on balance tra 24 Mo.* 13.99%* $0* Yes
Discover® More® Card - Balance Transfer Fee* 0% intro APR on purchases for 6 months, then the variable standard purchase APR of 10.99% - 20.99%* 0% intro APR on balance transfers for 18 months, then the variable standard purchase APR of 10.99% - 20.99%* 5% Cashback Bonus® in categories that change like gas, restaurants, department stores and more. Limitations apply* Discover is ranked #1 in customer loyalty--15 years in row! (2011 Brand Keys Customer Loyalty Engagement Index report) 24/7 access to a U.S.-based Account Manager within 60 seconds $0 Fraud Liability plus automatic mobile and email fraud alert options Great rewards with no annual fee, no rewards redemption fee, and no additional card fee *Click apply to view rates, fees, rewards, limitations and other important information   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Very Good 0* 18 Mo. on Balance Transfers; 6 on Purchases* 10.99% - 20.99% (Variable)* $0* Yes	Iberiabank Visa® Gold Card No annual membership fee Low variable rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate. Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. Earn 1% in cash back credit on all qualifying purchases No limit on cash back; no expiration date on eligibility for accounts in good standing Travel accident coverage up to $500,000 Online access to credit card account information   Credit Level Intro APR% Intro Period Normal APR% Annual Fee Balance Transfer Excellent 1.99 on balance transfer 6 Mo. on balance transfers 9.25%, 12.25%, or 15.25% $0* Yes